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Disclosure

Effective Date: September 2025
Last Updated: September 2025

1) Education Only — No Personal Recommendations

GS investing d.o.o. (“we,” “us”) publishes general, impersonal financial education and commentary via our website, newsletter, and social channels (the “Services”). Our content is not financial, legal, tax, or investment advice, not a personal recommendation, and not tailored to your circumstances. If you need advice, speak with a qualified professional who can consider your situation. (Under EU MiFID II, “investment advice” is a personal recommendation presented as suitable for a specific person—we do not provide that.) esma.europa.eu

2) No Offer or Solicitation

Nothing in the Services is an offer, solicitation, or recommendation to buy or sell any security, digital asset, or to adopt any strategy.

3) Risks & Performance

Investing involves risk, including loss of principal. Some instruments (e.g., options, margin, derivatives, crypto) carry heightened risk and are not suitable for all investors. Past performance is not indicative of future results. investor.govsec.gov

4) Accuracy & Timeliness

Information may be incomplete, inaccurate, or outdated. Markets change and data can be wrong. Content is provided “as is” without warranties, and we have no duty to update previously published material.

5) Conflicts, Holdings & Trading Policy

We may hold positions in assets we discuss. Where a material conflict exists, we will disclose it clearly and prominently in the relevant piece. Our general policy is to avoid trading in a way that front-runs our audience; where applicable we observe internal cooling-off windows around publications. This helps preserve our status as a bona fide publisher for U.S. readers.

6) Advertising, Sponsors & Affiliate Links

We may include ads, sponsorships, or affiliate links and may receive compensation. Advertising and affiliate content will be clearly identified as such, and any affiliate link will be labeled near the link (e.g., “(affiliate link)”) with a plain-language explanation that we may earn a commission at no extra cost to you.

7) No Fiduciary Relationship

Using our Services does not create a client, advisory, or fiduciary relationship with you.

8) Geographic Scope & Regulatory Status

We operate from [Slovenia/EU]. Our content is aimed at a general audience and not directed to any jurisdiction where publication or access would be unlawful. We are not an investment firm, broker-dealer, or investment adviser, and we do not provide regulated “investment advice” (MiFID II). U.S. readers: our content is intended to qualify for the publisher’s exclusion under the U.S. Investment Advisers Act (general and impersonal, bona fide, and of regular circulation).

9) Limitation of Liability

To the fullest extent permitted by law, we are not liable for any direct or indirect losses arising from reliance on our content or from any inability to access the Services.

10) Intellectual Property & Permitted Use

All content is owned by GS investing d.o.o. or its licensors. You may read and share links for personal use; any other use requires our prior written consent.

11) Changes

We may update this Disclosure. Material changes will be noted by updating the date above.

12) Contact

GS Investing d.o.o.
ddress: Pot Josipa Brinarja 20, 1430 Hrastnik, Slovenia
Email: [email protected]

Privacy Policy

Effective Date: September 2025
Last Updated: September 2025

1) Who We Are

GS investing d.o.o. (“we,” “our,” “us”) is the data controller responsible for your personal data. Registered address: Pot Josipa Brinarja 20, 1430 Hrastnik Slovenia. Email: [email protected].

2) What Data We Collect

  • Personal Data: Name, email, contact details (when you sign up for our newsletter or contact us).

  • Usage Data: IP address, browser, device, pages visited.

  • Cookies/Tracking: We use cookies and similar technologies. See our Cookie Policy for details.

3) Lawful Basis for Processing

We process your data under:

  • Consent (Art. 6(1)(a)) – for newsletter subscriptions & marketing.

  • Legitimate Interests (Art. 6(1)(f)) – to improve our site and services.

  • Legal Obligations (Art. 6(1)(c)) – where required by law.

4) How We Use Your Data

  • Send newsletters you subscribed to.

  • Improve our website and services.

  • Comply with legal obligations.

  • (With consent) send promotions or partner offers.

5) Sharing Your Data

We don’t sell your data. We only share it with:

  • Service providers (email platforms, hosting, analytics) under strict contracts.

  • Legal authorities if required.

  • Business transfers (if our company merges or sells).

6) International Transfers

If your data is transferred outside the EEA (e.g., to U.S. service providers), we rely on the EU-U.S. Data Privacy Framework or Standard Contractual Clauses to safeguard it.

7) Data Retention

We keep your personal data only as long as necessary:

  • Newsletter data: until you unsubscribe or withdraw consent.

  • Analytics data: typically [2 years].

  • Legal/compliance data: as required by law.

8) Your Rights

Under GDPR, you have the right to:

  • Access your data

  • Correct inaccuracies

  • Request deletion (“right to be forgotten”)

  • Restrict or object to processing

  • Data portability

  • Withdraw consent at any time

  • Lodge a complaint with your supervisory authority (in Slovenia: Information Commissioner)

9) Data Security

We use appropriate technical and organizational measures to protect your data, but no system is 100% secure.

10) Children’s Privacy

Our Services are not directed at children under 16. We do not knowingly collect their data.

11) Changes

We may update this policy from time to time. We’ll post updates here with a revised “Last Updated” date.

12) Contact

GS Investing d.o.o.
ddress: Pot Josipa Brinarja 20, 1430 Hrastnik, Slovenia
Email: [email protected]


Terms Of Service

Effective Date: September 2025
Last Updated: September 2025

Welcome to GS investing d.o.o. (“we,” “our,” “us”). These Terms of Service (“Terms”) govern your use of our website, newsletter, and related content (collectively, the “Services”). By accessing or using our Services, you agree to these Terms. If you do not agree, please do not use our Services.

1) Use of Services

Our Services are provided for informational and educational purposes only. You must be at least 18 years old (or the age of majority in your country) to use our Services. You may not use our Services for unlawful purposes or in violation of these Terms.

2) No Financial Advice

All content provided is general information only and should not be considered financial, investment, legal, or tax advice. We are not registered as an investment adviser, broker, or financial institution. Always do your own research or consult a licensed professional before making financial decisions.

3) Ads, Sponsors, and Affiliates

Our Services may include advertising, sponsored content, or affiliate links. We may receive compensation for featuring products or services. Such inclusion does not constitute an endorsement. Sponsored or affiliate content will be clearly labeled.

4) Intellectual Property

All content published through our Services is owned by us or our licensors. You may view, share, or link to our content for personal use, but you may not copy, reproduce, or republish it for commercial purposes without our prior written consent.

5) Disclaimer of Warranties

Our Services are provided “as is” and “as available” without warranties of any kind, whether express or implied. We do not guarantee that our content will always be accurate, complete, or up to date.

6) Limitation of Liability

To the fullest extent permitted by law, we are not liable for any direct, indirect, incidental, or consequential damages arising out of your use of our Services, reliance on our content, or exposure to advertising.

7) Third-Party Links

Our Services may include links to third-party websites. We are not responsible for the content, privacy practices, or services of those third parties. Access them at your own risk.

8) Governing Law

These Terms are governed by and construed under the laws of Slovenia, without regard to conflict of law principles. You agree that any disputes will be resolved exclusively in the courts of Slovenia.

9) Changes to Terms

We may update these Terms from time to time. Changes will be effective immediately when posted. Your continued use of our Services after changes means you accept the updated Terms.

10) Contact

GS Investing d.o.o.
ddress: Pot Josipa Brinarja 20, 1430 Hrastnik, Slovenia
Email: [email protected]

Cookie Policy

Effective Date: September 2025
Last Updated: September 2025

This Cookie Policy explains how GS investing d.o.o. (“we,” “our,” “us”) uses cookies and similar technologies when you visit our website and newsletter hosted on Beehiiv (the “Services”).

1) What Are Cookies?

Cookies are small text files placed on your device to store information. They are widely used to make websites work, improve performance, and provide analytics and advertising insights.

2) Types of Cookies We Use

When you access our Services, Beehiiv and our partners may set the following categories of cookies:

  • Strictly Necessary Cookies – Required for the website/newsletter to function (e.g., login, subscription forms). These cannot be disabled.

  • Performance & Analytics Cookies – Collect anonymous information about how visitors use our Services (e.g., pages viewed, open rates, link clicks). Beehiiv uses these to help us understand engagement.

  • Functional Cookies – Remember preferences (e.g., language, settings).

  • Advertising/Marketing Cookies – Track browsing activity across websites to deliver relevant ads. Beehiiv may use third-party tools (e.g., Google Analytics, Meta Pixel) if you consent.

3) How We Use Cookies

We use cookies to:

  • Operate our Services (essential functions).

  • Measure performance and improve content.

  • Understand engagement with our newsletter.

  • Deliver relevant marketing (if you consent).

4) Third-Party Cookies

Some cookies are placed by third parties on our Services (e.g., Beehiiv analytics, Google, Meta). These providers may collect information about your browsing behavior across different sites. We encourage you to review their privacy policies for more details:

  • Beehiiv Privacy Policy

  • Google Privacy Policy

  • Meta Privacy Policy

5) Your Choices

  • Consent Banner: On your first visit, you will see a cookie banner asking for your consent to non-essential cookies (analytics, marketing). You may accept or reject.

  • Withdraw Consent: You can change your cookie settings or withdraw consent at any time by [insert link or instructions – e.g., “click ‘Cookie Settings’ in the footer”].

  • Browser Controls: You can also block or delete cookies in your browser settings, but this may affect functionality.

6) Updates

We may update this Cookie Policy from time to time. The “Last Updated” date will indicate changes.

7) Contact

GS Investing d.o.o.
ddress: Pot Josipa Brinarja 20, 1430 Hrastnik, Slovenia
Email: [email protected]


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